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Merchant Card Processing
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Switching Your Service

This section is divided into 3 topics:

How to switch your service
What you need to switch
The benefits of switching to Bank of America

How to switch your service

Looking for a new card processing service? Switch to Merchant Card Processing from Bank of America. New accounts are usually activated within 3 to 5 business days of receiving a signed application, and the process takes only a few steps:

  1. Tell us about your business
    Fill out the referral form and a specialist will contact you. You will be asked a few questions about your business and your current equipment, and the specialist will work with you to determine the right solution for your business.
  2. Complete the application
    Once you're satisfied with your service package, we'll fax or mail you an application and fee schedule for review. Sign and return the application for approval.
  3. Set up your equipment
    If you already own equipment, we'll reprogram it remotely with the features you choose. If you need new equipment, we'll program it before sending it to you. Once your equipment is set up, you're ready to accept card transactions.

Ready to switch today?

Get started

What you need to switch

To switch your service, you'll need to have the following information:

  • Model and type of current equipment
  • Terms of your agreement with your current service provider
  • General information about your business
  • Current merchant services processing statements

The benefits of switching to Bank of America

Save money, enjoy better service, and get the advantages of:

  • A customized rate quote developed specifically for your business
  • Safe, reliable, fast, and accurate transaction processing
  • Processing of VISA®, MasterCard®, Discover®, American Express®, Diner's Club®, Carte Blanche®, JCB®, private label, electronic check, gift cards, prepaid cards, Electronic Benefits Transfer (EBT), and PIN-based debit.
  • Comprehensive reports of transaction activity and daily settlement information with our convenient online reporting tool
  • 24/7 personal assistance from Merchant Card Processing specialists
  • Next-day deposits for customers with a Bank of America business checking account1

Ready to switch today?

Get started

Did You Know?

If you have a Bank of America business checking account, you can get next-day deposits for your merchant transactions.1